お年玉おとしだまの使つかい方かたを考かんがえよう

Otoshidama is money that children look forward to receiving during the New Year.

Sometimes, because children receive quite a lot, parents often worry about how they should let their children use it.

By using this money, children can learn the importance of money and how to use it.

First of all, just saying save everything is really a waste.

The important thing is that children understand that money is something that can be exchanged for goods and services.

It is best to let children spend as much as they want on things they like, and save the rest.

When saving money, parents should discuss with their children what the purpose of saving is.

Also, while parents can manage things when their children are young, as they grow older, they should gradually be allowed to manage things on their own.

For example, you can start by going to the bank with your child to deposit money or look at the bankbook together.

Even if your child says, I want to spend it all on games, please dont reject it right away.

Try asking your child, Why do you want to use it for that? and then, together, reconsider whether its really a good thing or not. This is also very important.

When you enter high school, learning about investing is also a very good thing.

Investment can increase your money, but it can also decrease it.

Lets learn about this together little by little.

Otoshidama is special money.

Lets talk with your child about how to use it and make this a good opportunity to learn how to manage money.